best local savings accountAre you looking for the best local savings accounts? Most accounts which are available nationally only pay just 1% APY. Here are nine local deals that are still available, and could be by far the best local savings accounts you should put your money on.

A lot of these deals often come from banks and credit unions which offer Kasasa-branded accounts. This is a program that requires customers that they open both a savings and a checking account, as well as places requirements. For example, they’ll need a minimum number of debit card swipes every month and they get high interest rates in the exchange.

The best rates we’ve found so far is 1.51% APY for savings, and 3.01% APY for checking. You should note though that these rates are often paid only for the first $10,000-$15,000 in your account. Here are the deals we’ve found:

German American State Bank

This is in Illinois and pays 2.51% APY for balances to $10,000 with its Kasasa Cash account, a checking account, as well as 1% APY for balances to $20,000 with the Kasasa Saver account.


This bank is in Minnesota and pays 1.11% APY on its Kasasa Saver account for balances to $25,000. The Kasasa Cash rewards checking account has a 3.01% APY for balances of $10,000.

American Trust and Savings Bank

This bank is in Iowa and offers 1.51% APY for balances to $15,000 on a REWARDSavings account which is paired with a REWARDSChecking account. The checking account pays 3.01% APY on balances to $15,000.

Washington Savings Bank

This bank in Massachusetts pays 1.51% APY for balances of $15,000 with the Saver Rewards account. You get 3.01% APY on the Interest Rewards Checking account on balances of $10,000.

Coulee Bank

This bank in Wisconsin offers 1% APY for balances to $15,000 with a Kasasa Saver account, and the Kasasa Cash rewards checking account pays 2.55% APY for balances to $15,000.

Atlas Bank

This New York bank pays 1.06% APY for $100 or more in balance in your savings account, and there are no other conditions attached to the offer.

Gulf Coast Federal Credit Union

This credit union in Texas offers savings rates of 0.95%-1.10% APY based on how much money you have in deposit.

Putnam Bank

This bank in Connecticut offers 1% APY on the Success Saver account, and 3.01% APY on the Success Checking account. In order to earn the top rate, the account needs to have $9,999 cap.

Trailhead Federal Credit Union

This credit union in Portland, Oregon offers 1.50% APY on the Kasasa Saver account on balances to $15,000. The Kasasa Cash account offers 3% APY on balances to $15,000.

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